Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

Nothing can shatter the world of an individual like being diagnosed with a critical illness. Particularly, when it comes to a disease like cancer that can strike in various sinister forms and be detected at various stages. On finding out about their cancer diagnosis, most people tend to look back at their lives to try to determine if they could have done things differently.
Regret is never useful, but whether a critical illness like cancer can ever be prevented is most certainly worth thinking about. And when it comes to habits like smoking and drinking, two of the factors that are often linked with cancer risks, it is natural to wonder if avoiding them can help avoid cancer as well. However, the discussion about cancer diagnosis and prevention can be more complex than just cutting two habits out of one’s lifestyles.
There is a variety of evidence that establishes a clear link between smoking and cancer risks. This is because tobacco smoke can contain upto 70 types of carcinogens ie. chemicals that cause cancer . Studies have shown that as many as 9 out of 10 lung cancer cases are caused due to smoking and it can also lead to cancers in other body parts such as the kidneys, liver and mouth .
Similarly, although to a less severe degree, there is research that links alcohol use and cancer risks. This is because certain substances in alcohol can damage the body’s DNA, leading to abnormal cell growth and tumours . This can lead to cancers of the mouth, throat, breast and liver.
For these reasons, drinking and smoking have been popularly linked with cancer risks, and doctors advise avoiding the two habits to improve one’s chances of preventing cancer. However, those are just two lifestyle choices linked to cancer, and do not cover the entire range of factors that can lead to someone contracting cancer.
Apart from smoking and drinking, there are various types of lifestyle choices that can also increase one’s chances of contracting not only cancer but also other types of critical illness. For instance, a diet full of processed foods, lack of physical exercise and excessive exposure to sunlight can place someone at a greater risk of cancer. Even if one does not drink or smoke, these lifestyle choices can lead one to contract cancers that are actually preventable .
However, unfortunately, there are also other cancer risks and factors that are completely unpreventable, such as:
Jayesh lived a healthy life, unlike most of his peers. While they resorted to smoke breaks and after-work drinking to relieve their stress, he took to physical exercise. So, when at the doctor’s clinic he heard the word “cancer” in his diagnosis, he was stunned.
However, the doctor told him that while a lot of cancer cases today are preventable, his was not. According to Jayesh’s medical history, two of his relatives had also contracted the same type of cancer. Hence, his cancer was most likely hereditary. The doctor did, however, commend Jayesh on his lifestyle choices and told him that his diagnosis and treatment could have been much harder if he was a smoker or drinker.
Hence, avoiding tobacco and alcohol use can have several advantages, even if it cannot completely eliminate all chances of contracting cancer. They should particularly be avoided if one already has cancer or is more likely than others to contract cancer. Avoiding them can also decrease the chances of contracting a critical illness like stroke, diabetes or blood pressure.
In such cases, smoking and drinking can even exacerbate the disease. According to certain studies, the chemicals in cigarette smoke can weaken one’s immunity system and make it harder for the body to fight cancer cells. Both smoking and drinking can lead to the damaging of DNA, which can make the controlling of cancerous cell growth difficult.
Therefore, while it might not necessarily guarantee that you wouldn’t get cancer, refraining from smoking and drinking is always considered good medical advice.
1. https://www.cdc.gov/cancer/tobacco/index.htm
2.https://www.cdc.gov/tobacco/data_statistics/sgr/50th-anniversary/#booklet
3. https://www.cdc.gov/cancer/alcohol/index.htm
4. https://www.ncbi.nlm.nih.gov/books/NBK54025/
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Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place.
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
Reach out to us in any way that you prefer, and our team of experts will soon get back to you!
Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
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