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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

1800 102 2355
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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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Claim Made Simple

Quick guidance and easy steps to help you file and track your claim without confusion.

Need to File a New Claim?

Choose your preferred method

File Online

File Online

File your claim online and upload the required documents for quick processing.

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Submit at Branch

Submit at Branch

Download PDF forms to fill offline and submit later

Download Claim FormDownload

What is an insurance claim?

An insurance claim is a formal request for reimbursement or financial compensation for covered losses under your life insurance policy. It's a financial agreement where you pay regular premiums for coverage, and when an insured event occurs (such as the unfortunate demise of the policyholder), the nominee or beneficiary must file a claim with the insurance company to receive the sum assured.

In simple terms: A claim is your formal request to the insurance company saying, "I need the coverage we agreed upon.

Whether it's the loss of a loved one, a medical emergency, or an unfortunate accident, filing a claim ensures that the financial support you've invested in reaches your family exactly when they need it.

What is an insurance claim?

Types of Insurance Claims

Understand the different types of claims available, so you can choose the right process based on your policy and situation.

Life Insurance Plans
Coverage
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Life Insurance Claims

These types of life insurance claims are filed by the nominee after the policyholder passes away. The beneficiary submits the death certificate, policy document, and claim form. Once verified, the payout is released to the nominee’s account.
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Group Life Insurance Claims

Group life insurance claims apply when an employee covered under a group plan passes away. The nominee submits required documents to receive the insured benefit. These claims offer financial security to the family during difficult times.
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Accidental Death Claims

Accidental death claims are applicable when death occurs due to an accident. Extra documents like FIR, post mortem report, or hospital papers may be required. This claim supports families in sudden and unexpected situations.
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Suicide or Death Under Investigation Claims

These claims require additional documents such as police reports or forensic records. The extra checks help ensure proper assessment of the case. This process maintains transparency during sensitive claim evaluations.
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Critical Illness Claims

Critical illness claims are filed when the insured is diagnosed with a covered illness. Medical reports, diagnostic records, and the claim form are submitted for approval. The payout supports treatment and related expenses.
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Rider Claims

Rider claims cover additional benefits such as accidental death or total disability. The claimant submits event-specific documents along with standard claim papers. Riders enhance protection against unexpected events.

How to Claim Life Insurance

Our streamlined life insurance claim process ensures your claim is handled efficiently and transparently

1
Claim Intimation

Claim Intimation

Initiate your claim through any of these options:

Offline Submission

  • Download and fill the Claim Intimation Form
  • Attach self-attested copies of the documents
  • Submit the form and documents at your nearest branch OR Courier/Post them to:
Claims Department
Generali Central Life Insurance Company Limited. 
4th Floor, AJ House, Marol Maroshi Road, Gamdevi, Andheri East – 400059

Online Submission

  • File your claim online and upload the required documents for quick processing.
2
Claim Processing

Claim Processing

We review and verify your claim

  • Our claim specialist will assess the claim.
  • In case we require any further information we would call the claimant or intimate via letter.
  • Track the status of your claim through “Customer Portal”, once your claim gets registered.

3
Claim Decision

Claim Decision

We review and verify your claim

  • Our claim specialist will assess the claim.
  • In case we require any further information we would call the claimant or intimate via letter.
  • Track the status of your claim through “Customer Portal”, once your claim gets registered.

Our Promise is Reflected in the Lives We've Touched

We bring experience, stability, and a proven approach to supporting your family and financial goals.

6019

Our and Partners Branches

897,635

Lives Protected

Since Inception
₹87.84 Bn

of Assets Under Management

98.08%

Individual Claim Settlement Ratio

FY 24-25
99.78%

Group Claim Settlement Ratio

FY 24-25

Data as on 31st March, 2025

Documents Required

Select your claim type to see the specific documents needed

Required documents for death claims:

Individual claim

  • Death Certificate
  • Medical Cause of death certificate
  • Original Policy Document
  • Original Cancelled cheque with printed name on it / photocopy of pass book or bank statement along with coloured image of the same
  • Life Assured’s photo ID and date of birth proof
  • Nominee’s photo ID and date of birth proof
  • Relationship proof of the nominee
  • Nominee’s Pan card
  • Claim Forms

Group claim

  • Group claim
  • Scanned Copy of Policy Schedule Page
  • Death Certificate
  • Claimant’s ID Proof (Copy of PAN, Aadhar or Passport or Driving License)
  • Claimant’s PAN Copy (or) Form 60
  • Claimant’s Address Proof (Copy of Aadhar or Passport or Driving License)
  • Bank Account Proof of Claimant (Cancelled cheque with printed name or passbook copy verified by the branch)
  • Claimant’s Photograph

All the documents submitted to us should be in Original or photocopies duly attested by a Gazetted Officer/SEM / Magistrate or a person of local standing/ Sarpanch/ Talathi/ Tahsildar or Police Sub-Inspector or Branch Manager of our company

All medical reports, documents and certification shall be issued by the attending physician and who is qualified to provide such document/certification according to Indian Laws

In addition to the above documents the Company reserves the rights to ask for more documents/information as may be required in consideration of the claim.

Notification of claim, submission of claim forms and/or claim documents to the Company shall not be construed as an admission of liabilities of the Company. No agent is authorized to admit any liabilities on behalf of the Company, or to alter this list of documents or any claim requirements called for by the Company.

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Available 24*7 at 1800 102 2355

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What Our Happy Customers Are Saying

Real stories, real people— hear from those who’ve taken the step of strengthening their financial security with us.

"The after sales services have been exceptional and with the monthly payouts I will be able to live a comfortable retired life."

"The online process is remarkably efficient and user-friendly, ensuring prompt delivery of both digital and physical documents."

"The assistance provided by the sales team has been cooperative and instrumental in facilitating smooth claim processing. The sales team's dedication and support have truly made a difference in ensuring a seamless claim processing experience."

Got Questions? We’ve Got Answers!

Here are answers to some of the questions you might have.

Every life insurance policy document clearly states the 'Nominee/Beneficiary' in case of a claim. Based on the nature of the policy, the beneficiary can vary.

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In order to ensure that the claim settlement process is hassle-free, ensure that:

  • You continue to pay the premium on time so that your policy does not lapse.
  • Your address and contact details are always updated.
  • Your family members are well-informed about the policy and its relevant documents.
  • While filling the policy proposal forms, you mention the intended recipient as the nominee. In case of change in nominee, you can approach the nearest branch office.
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Claim may be intimated by the Nominee named in the Policy or any Legal Heir/blood relative of the Life Assured. An agent of Generali Central Life Insurance can also intimate the Company along with the necessary documentation. However, the agent can do so only after he has been authorized by the nominee or legal heir/blood relative of the Life Assured to do so.