Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Quick guidance and easy steps to help you file and track your claim without confusion.
Choose your preferred method
An insurance claim is a formal request for reimbursement or financial compensation for covered losses under your life insurance policy. It's a financial agreement where you pay regular premiums for coverage, and when an insured event occurs (such as the unfortunate demise of the policyholder), the nominee or beneficiary must file a claim with the insurance company to receive the sum assured.
In simple terms: A claim is your formal request to the insurance company saying, "I need the coverage we agreed upon.
Whether it's the loss of a loved one, a medical emergency, or an unfortunate accident, filing a claim ensures that the financial support you've invested in reaches your family exactly when they need it.
Understand the different types of claims available, so you can choose the right process based on your policy and situation.
Life Insurance Claims

Group Life Insurance Claims
Accidental Death Claims
Suicide or Death Under Investigation Claims
Critical Illness Claims
Rider Claims
Our streamlined life insurance claim process ensures your claim is handled efficiently and transparently
Initiate your claim through any of these options:
Offline Submission
Online Submission
We review and verify your claim
We review and verify your claim
We bring experience, stability, and a proven approach to supporting your family and financial goals.
Our and Partners Branches
Lives Protected
Since Inceptionof Assets Under Management
Individual Claim Settlement Ratio
FY 24-25
99.78%Group Claim Settlement Ratio
FY 24-25Data as on 31st March, 2025
Select your claim type to see the specific documents needed
All the documents submitted to us should be in Original or photocopies duly attested by a Gazetted Officer/SEM / Magistrate or a person of local standing/ Sarpanch/ Talathi/ Tahsildar or Police Sub-Inspector or Branch Manager of our company
All medical reports, documents and certification shall be issued by the attending physician and who is qualified to provide such document/certification according to Indian Laws
In addition to the above documents the Company reserves the rights to ask for more documents/information as may be required in consideration of the claim.
Notification of claim, submission of claim forms and/or claim documents to the Company shall not be construed as an admission of liabilities of the Company. No agent is authorized to admit any liabilities on behalf of the Company, or to alter this list of documents or any claim requirements called for by the Company.
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Here are answers to some of the questions you might have.
Every life insurance policy document clearly states the 'Nominee/Beneficiary' in case of a claim. Based on the nature of the policy, the beneficiary can vary.

In order to ensure that the claim settlement process is hassle-free, ensure that:

Claim may be intimated by the Nominee named in the Policy or any Legal Heir/blood relative of the Life Assured. An agent of Generali Central Life Insurance can also intimate the Company along with the necessary documentation. However, the agent can do so only after he has been authorized by the nominee or legal heir/blood relative of the Life Assured to do so.