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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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How To Care For Your Elderly Parents During The Pandemic

read-time3 mins
views2.1K
Posted on: Oct 04, 2021

Children can often command our attention by throwing a tantrum. So we naturally tend to shift our focus to childcare and completely forget about the elderly in the house. The senior members of our home, just like children, need extra attention and care. And with the ongoing pandemic, it becomes even more important to care for their well-being. Primarily because they have weaker immunity and those with a weaker immunity have a greater tendency to suffer from severe symptoms of the COVID 19. Apart from that, even the mental health of elderly parents should be taken into account. Staying indoors has not been easy for any of us, but we can make it easier for our elderly parents by taking specific steps.

Since the virus spreads in a particular manner, it is important to keep elderly parents informed about how the virus spreads and how they can protect themselves. So make them aware of the situation. Tell them to not touch their face – eyes, nose or mouth - without washing their hands first. Also, give them a mini bottle of sanitizer which they can keep handy.

As parents age, their immune system becomes weaker due to heart ailments, cancer, diabetes etc. To be healthier, they need to follow diets that are suitable for their medical conditions. So it is essential to make a note of the same and plan their meals accordingly.

Elderly parents who are on daily medications for various ailments must consume their medicines at the right time. We might find it challenging to keep track of the same through our busy schedules. That is when a pill organizer box comes to our rescue. You can pre-fill the box the night before and keep reminders on your phone as to when specific medicines need to be consumed. By doing this, you ensure that your parents have their medication on time and also give yourself some headspace.

Some elders suffer from diseases like Alzheimer’s, need critical care or are unable to do several things on their own. In such a situation, one needs to delegate watch hours between spouses and even older children. That way, you give your elderly parents adequate attention and care without overburdening a single person.

The senior-most members of our house love their evening and early morning walks, but due to the ongoing restrictions, they have been forced to stay indoors. To stay healthy, they need to continue doing some form of physical activity. At their age, the best they can do is walk around the house. Encourage them by joining them for a walk indoors. This will not only keep them healthy but only also keep their spirits high.

Life is unpredictable, and nothing proves this better than the current pandemic. It is crucial that you provide for your parents even when you’re not here. You can do that by buying an insurance plan that will take care of your parent’s financial needs in case you’re not around due to any unfortunate incident. Click here to get in touch with our financial advisors to know more: https://www.generalicentrallife.com/customer-service/send-an-advisor

Lastly, but most importantly, give your parents your time. Make it a point to spend a few minutes with them on weekdays and more time with on weekdays and holidays. It will bring a smile on their face and keep them happy.

The coronavirus has impacted all of us; therefore, we must show extra care and kindness to those who need it the most. And what better way to start than from our own homes. So with these simple steps, you will make the lives of your elderly parents easier and happier during this challenging time.

Suggested Plans

Generali CentralFEATURED

Generali Central Long Term Income Plan

With this life insurance policy, get life cover & guaranteed growth with regular payouts to keep things steady.

Product UIN: 133N054V05

  • Get Guaranteed income for up to 50 years.
  • Optional riders to enhance protection
  • Maximize your returns with Tax Benefits
  • Life cover during the policy term

Generali Central

Generali Central Money Back Super Plan (POS Variant)

A plan that supports your dreams with timely payouts while keeping your family protected through every stage.

Product UIN: 133N090V03

  • Get money back at key life stages
  • Receive a lump sum at maturity
  • Stay protected throughout the policy term
  • Save on taxes while you plan your future

Generali Central

Generali Central New Assured Wealth Plan (NON-POS Variant)

A guaranteed plan that helps you build wealth with confidence while securing your future.

Product UIN: 133N085V03

  • Lump sum maturity payout for future goals
  • Life cover up to 10× your annual premium
  • Pay for 6, 8, 10 years, benefits up to 20 years
  • Tax Benefits under Section 80C & 10(10D)

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Got Questions? We’ve Got Answers!

Here are answers to some of the questions you might have.

Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.

The right plan depends on your needs.

Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.

A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.

We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.

Reach out to us in any way that you prefer, and our team of experts will soon get back to you!

Disclaimers

Understand your policy better with key details and insights into our Generali Central Life Insurance.

This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.

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