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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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How Can You Reduce The Risk Of Stroke And Heart Attack?

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views2K
Posted on: Oct 27, 2021

The number of Indians between the age of 30 to 40 suffering from heart attacks has increased in the past few years. This is a worrying trend, feels the medical community. As compared to the west, the risk of coronary heart disease in young Indians is 15-18 percent higher. Not only this, they are three to four times more likely to get a heart attack.

Kartik had to spend long hours on the desk due to his corporate job. The stress of overworking couples with an unhealthy lifestyle was taking its toll on him. He had no time for physical activity except thanks to the long commute to his workplace. One day, when he was about to retire to bed, he complained of chest pain to his wife. When he saw his family doctor the next morning, he was informed that he is at risk of contracting heart disease. Kartik was shocked.

While you can do nothing about your family history of heart disease, you can still take a few steps to protect your heart. Incorporating a healthy lifestyle using the tips mentioned below can reduce your risk of heart disease considerably.

Cigarette smoke contains carbon monoxide which replaces oxygen in the blood and increases your blood pressure. Your heart needs to work harder to supply more oxygen. Long term tobacco use tends thicken your arteries, that ups your heart attack risk. Smokeless tobacco, second hand smoke and low nicotine cigarettes aren’t safe either. Quitting smoking can help you prevent cardiovascular disease by getting you at par with a non smoker in 15 years.

Moderate physical activity for 30 minutes a day keeps you away from high blood pressure, cholesterol and diabetes, all of which could further strain your heart. Whether it is walking at a brisk pace, doing light yoga or playing a sport, they could all reduce your risk of heart disease in the long run. You can reap more benefits if you increase the frequency, duration and intensity of your exercise routine gradually as per your comfort level.

Avoid a diet rich in salt, sugars, trans fats and saturated fats. Say goodbye to packaged and junk foods as well as carbonated drinks. Instead include more fruits and vegetables as well as whole grains such as beans, low fat or fat free dairy products, lean meats and fish in your diet. A healthy diet is your best bet to prevent cardiovascular disease.

If you want to reduce your risk of heart disease, you need to watch your waist. A waist size of more than 40 inches indicates that you are overweight. This, combined with a high blood pressure, high blood sugar and high triglycerides, is a recipe for heart problems. So try to reduce your weight if you are overweight and ensure you stay fit.

Sleeping for seven to nine hours a day helps you wake up refreshed and recharged. Not getting enough sleep can be harmful for your health, especially your heart. So make sleep a priority by scheduling a time to go to bed and waking up. This could help prevent cardiovascular disease by lowering your chances of getting obese and developing diabetes, increased blood pressure, depression and ultimately a heart attack.

Make sure your blood pressure is near normal that is less than 120/80 mmHg if you are above 40 or are less than 40 years of age but with a high risk for elevated blood pressure. Get your blood cholesterol levels tested every five years or more frequently if you have been detected with high levels. A fasting blood sugar test or Hb1ac test can check whether or not you are diabetic, since it is a risk factor for heart problems. Getting tested for the above, helps you stay updated on your health so that you know when to take action.

Adopting healthier habits such as the ones listed above can help you avert your risk of cardiovascular disease . After all, your health is in your hands. So be wise and stay away from unhealthy habits that could deteriorate the condition of your heart.

Suggested Plans

Generali CentralFEATURED

Generali Central Long Term Income Plan

With this life insurance policy, get life cover & guaranteed growth with regular payouts to keep things steady.

Product UIN: 133N054V05

  • Get Guaranteed income for up to 50 years.
  • Optional riders to enhance protection
  • Maximize your returns with Tax Benefits
  • Life cover during the policy term

Generali Central

Generali Central Money Back Super Plan (POS Variant)

A plan that supports your dreams with timely payouts while keeping your family protected through every stage.

Product UIN: 133N090V03

  • Get money back at key life stages
  • Receive a lump sum at maturity
  • Stay protected throughout the policy term
  • Save on taxes while you plan your future

Generali Central

Generali Central New Assured Wealth Plan (NON-POS Variant)

A guaranteed plan that helps you build wealth with confidence while securing your future.

Product UIN: 133N085V03

  • Lump sum maturity payout for future goals
  • Life cover up to 10× your annual premium
  • Pay for 6, 8, 10 years, benefits up to 20 years
  • Tax Benefits under Section 80C & 10(10D)

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Got Questions? We’ve Got Answers!

Here are answers to some of the questions you might have.

Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.

The right plan depends on your needs.

Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.

A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.

We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.

Reach out to us in any way that you prefer, and our team of experts will soon get back to you!

Disclaimers

Understand your policy better with key details and insights into our Generali Central Life Insurance.

This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.

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