Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

In 2019, China's Wuhan reported the first case of SARS-CoV2, causing COVID-19. Over the years, the virus has evolved into increasingly dangerous and transmissible forms. With its ability to attack and damage the respiratory system to take down the healthcare system, the Coronavirus has shown how deadly viruses can be. Eventually, the strain developed a new mutation in 2020, resulting in the most lethal strain to date. Omicron, a new variant of the virus, has spread rapidly all over the world, resulting in the third wave of COVID-19 in India.
The Omicron variant of COVID-19 is causing concern around the world. On the basis of the latest expert knowledge, we answered the 7most frequently asked questions about the Omicron variant.
Question 1 – What is the Omicron variant?
WHO has deemed the Omicron variant of COVID-19 a variant of concern because it contains several mutations that may affect its behavior. Omicron remains uncertain, and much research is underway to determine its severity, transmissibility, and re-infection risk.
Question 2 – Is the Omicron variant more severe than Delta?
In early findings, Omicron appears to be less severe than the Delta variant, but more research is required, and WHO cautions that it should not be underestimated.
Remember that all variants of COVID-19, including the Delta variant, can cause severe disease and even death. This is why limiting one's exposure to the virus and preventing its spread is important.
Question 3 – What is the effectiveness of the existing vaccines against Omicron?
There is no evidence suggesting that the existing vaccines do not work on the Omicron variant of the coronavirus, although some mutations reported on the spike gene do appear to reduce the effectiveness of existing vaccines. As recommended by WHO, vaccination is also essential to protect against the other widely circulating variants, such as the Delta one. Make sure to get vaccinated. The vaccine requires two doses, so it's important to receive both to have maximum protection.
Question 4 – Is the Omicron variant detected by current COVID-19 tests?
Yes, COVID-19, including Omicron, can be detected using current PCR and antigen-based rapid diagnostic tests.
Question 5 – What are the symptoms of Omicron?
The earliest evidence indicates that for most people, at least those who have received a COVID vaccine, omicron appears to cause milder symptoms that are similar to the common cold, another coronavirus.
There are, however, several common symptoms that include cough, sore throat, runny nose, fatigue, and mild headache.
Doctors report that loss of taste and smell is not as common as in the previous variants.
Question 6 – How long does it take to recover from the infection caused by Omicron?
A study of 105 patients, including seven children, at Lok Nayak Hospital, has demonstrated that patients with the Omicron variant in Delhi, which is causing the sudden surge in cases, usually recover within a week.
According to Dr. Suresh Kumar, medical director at Lok Nayak Hospital says, “This variant spreads fast, but it also gets cleared fast from the body compared with the Delta variant”.
Question 7 – How to stay protected against the Omicron variant?
Taking precautions to reduce your exposure to the virus is the most important thing you can do. Here are some steps you can take to protect your loved ones:
--
This virus is wreaking havoc on the entire world. With the deadly virus spreading across the globe, the importance of having a life insurance plan cannot be overstated. In the same way, COVID-19 has different variants, life insurance policies also come in different forms. Life insurance policies like health plans, term plans, ULIPs, money-back policies, endowment policies, etc., help you financially withstand COVID-19 and its variants. It acts as a boon for the loved ones in case of the insured personÂ’s sudden demise. As a result, every individual with financial dependency should obtain a life Insurance policy to cover his/her risk. Connect with a trusted financial advisor today!
Stay Healthy. Stay Safe
We foster an inclusive workplace where diverse perspectives thrive, and every individual feels valued, respected, and empowered.

Smart Living
Celebrate women’s day with generali central
4 mins
2.4K
Posted on: Jul 28, 2025

Smart Living
Simplify Your Life Insurance Premium Payments with Auto Pay
3 mins
3.8K
Posted on: Jul 28, 2025

Smart Living
FY22 is going to be a year of strong economic rebound in India
7 mins
1.7K
Posted on: Jul 22, 2025
Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place.
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
Reach out to us in any way that you prefer, and our team of experts will soon get back to you!
Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
Subscribe to get our best content in your inbox
Subscribe to our newsletter and stay updated.