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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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5 Reasons to Kick the Smoke and Throw the pouch this Year

read-time5 mins
views3.8K
Posted on: Oct 26, 2021

Would you like to live longer and healthier? Shield your family from passive smoking health risks? Do you want to quit tobacco? Save money? If yes, strong determination and motivation is what you need. Your motivation this year could be the ‘World No Tobacco Day’, which is just around the corner. This year, the 'World No Tobacco Day' stresses on the effects of tobacco on the cardiovascular health of individuals everywhere throughout the world.

We're sure you've heard every one of the reasons why you ought to stop smoking a thousand times as of now. Your wellbeing, your finances, your loved ones, and the environment – are all authentic and substantial reasons. However, how about we take an alternate perspective on it? Here are some scary statistics (Source: World Health Organisation ):

  • • Tobacco kills in excess of 7 million individuals every year
  • • Tobacco waste contains around 7000 dangerous chemicals including carcinogens
  • • Up to 10 billion cigarettes are disposed of in the environment each day
  • • 30-40 percent of all things gathered in clean-ups are cigarette butts

Yes, these statistics are an eye-opener. LetÂ’s dig a bit further to know why you must avoid tobacco consumption in any form:

1. Tobacco Increases the Risk of Developing Cardiovascular Diseases
  • • Tobacco smoke contains carbon monoxide which lessens the amount of oxygen in your blood. This implies your heart needs to pump harder to supply the body with the oxygen it needs.
  • • Cigarettes contain nicotine which stimulates your body to secrete adrenaline, which thereby influences your heart to beat quicker and raises your circulatory strain (blood pressure).
  • • Smoking harms the lining of your arteries, prompting a development of fatty materials, which limits the supply route. This can cause a heart attack or a stroke.
  • • Also, tobacco consumption can lead to blood clotting, which again builds your danger of having a heart attack or stroke.
2. Tobacco Consumption can Lead to Cancer

Cancer keeps on being smoking's most infamous health impact. Cigarette smoking and tobacco consumption cause around 33 percent of all malignancy deaths (Source: NCBI ). Among a wide range of tumours, lung cancer is most firmly connected to cigarette smoking. Researchers have likewise linked tobacco to cancers of the mouth, throat, bladder, larynx, kidney, stomach, and cervix. Smoking additionally is a known reason for a few types of leukaemia.

3. Tobacco Consumption can Lead to Respiratory Diseases

Taking in tobacco smoke or consuming tobacco directly is appallingly harmful to the lungs. A tobacco consumerÂ’s or cigarette smoker's danger of passing away from a chronic obstructive lung sickness like interminable bronchitis or emphysema is 10 times that of a non-smoker. .

4. Tobacco Consumption can Lead to Mouth Diseases

Smokers have more oral health issues than non-smokers, including ulcers, mouth sores and gum disease. They may probably have cavities and lose their teeth at a more youthful age. They are additionally more inclined to get cancers of the mouth and throat.

5. Tobacco Consumption can Lead to Eyes Diseases

Smoking causes physical changes in your eyes that can debilitate your vision. Also, nicotine limits the generation of a substance fundamental for you to have the capacity to see around at night. Likewise, smoking expands your danger of developing cataracts and macular degeneration (both can prompt visual impairment).

“Say No to Tobacco”

So, if you have decided to Kick the “Cigarette” Butt and Throw the “Tobacco” Pouch, let this ‘World No Tobacco Day’ be the day you give your life a healthier direction. While you oath to say no to tobacco on this day, why not also buy heart and health insurance plan ? This will be one thing that you will cherish for years to come!

Why Buy A Heart and health Insurance plan?

Though advancements in medical science has made it possible to battle horrible ailments, nonetheless, the effect that this fight has on your funds is certainly troubling.

To counter the consistently expanding expense of medical treatments, you should have health coverage that offers a lump sum amount at the identification of a critical ailment like heart attack or cancer of lung or mouth. This payout will guarantee that your medical expenses are secured.

Key advantages of purchasing the ‘Heart and Health Insurance Plan’ are as follows:
  • • At the point when you are diagnosed with critical illness (as mentioned in the policy document), a lump sum is paid immediately, thus ensuring that you have the money when you need it the most.
  • • On the off chance that you have a family history of cardiovascular illnesses, it is imperative to get a heart insurance plan which covers your from 18 heart related conditions.
  • • Generali Central offers protection against 59 critical illness including heart and cancer under the same product- ‘Heart and Health Insurance PlanÂ’
  • • It offers you tax benefits under Section 80D of the Income Tax Act
Conclusion:

Quitting tobacco can add years to your life. However, you should not forget to financially shield yourself from the common critical illnesses pervasive today by choosing a right critical illness health insurance plan. Choose Generali Central Heart and Health Insurance plan and get your financial independence from these critical and life threatening diseases.

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With this life insurance policy, get life cover & guaranteed growth with regular payouts to keep things steady.

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  • Get Guaranteed income for up to 50 years.
  • Optional riders to enhance protection
  • Maximize your returns with Tax Benefits
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A plan that supports your dreams with timely payouts while keeping your family protected through every stage.

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Generali Central New Assured Wealth Plan (NON-POS Variant)

A guaranteed plan that helps you build wealth with confidence while securing your future.

Product UIN: 133N085V03

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  • Pay for 6, 8, 10 years, benefits up to 20 years
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Got Questions? We’ve Got Answers!

Here are answers to some of the questions you might have.

Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.

The right plan depends on your needs.

Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.

A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.

We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.

Reach out to us in any way that you prefer, and our team of experts will soon get back to you!

Disclaimers

Understand your policy better with key details and insights into our Generali Central Life Insurance.

This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.

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