Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Rakesh Wadhwa:
I've seen a lot of your work has been done for brands trying to capture rural markets. And you've got some very deep insights about rural markets through your experience in those geographies as well. So how do you see the story unfolding for these markets in the coming future? Will India be less impacted as we see currently the way things are and will lead a recovery post COVID-19? What do you think about that?
Harish Bijoor:
67% of the population of India for instance lives in rural areas. And there are about 41 countries across the world which have a rural quotient. So I keep saying that every country has a yin and yang. Yin is rural and the yang is urban but in our country the Yin is larger than the Yang. In the sense rural people are more around here. Extremely important for us to say that we need to be very sensitive about rural people. Rural people have a far greater degree of sensitivity to issues. Post COVID there are certain things that are going to rematch. Research says that there is one big piece of data coming forth. The rural people are suspicious of urban people. That is a divide. The earlier divide was urban people are snooty about Ruby. We dress like this. I wear these kind of snotty glasses.
Not anymore. The rural people are watching urban people suspiciously. The entire COVID-19 issue has been seen to be a pandemic of the passport holder out. And the passport holder who possibly lives in the biggest cities of our country. So you have to be sensitive how marketeers go and touch people. Another issue, in India it's the hedging money kind of an apartheid. Urban population actually dictates marketing to the rural population. You need to change the startle guys. Rural needs to dictate the way things are going to be marketed.
Whereas urban needs to listen and enact.
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Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place.
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
Reach out to us in any way that you prefer, and our team of experts will soon get back to you!
Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
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