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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

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The Secrets To Live A Longer And Better Life

read-time3 mins
views4.7K
Posted on: Sep 09, 2021

The average Indian is expected to live for 69 years as per latest Sample Registration Survey (SRS) for 2013-17 released earlier this year. Women are slightly ahead with a life expectancy of 70.4 years as compared to men at 67.8 years. It should come as little surprise then that the world’s oldest living person is a woman too.

We live in an age with a high incidence of disease, air pollution, chronic illnesses and stress. However, it is still possible to live a longer life, while also being healthy and disease free well into your 80s. Here are a few secrets of longevity to take note of:

. If you never eat chocolate, your time on this planet might be short! Well, that’s because people who eat a moderate amount of chocolate have been found to live a longer life as compared to those who ate it several times a week. So the next time you see a choco fudge you know what to do!

Did you know that the ancient Romans fed their sailors and soldiers with garlic for strength? They knew the superpowers of garlic could be the secret to living longer. Garlic releases hydrogen sulfide which helps lower blood pressure, increase immunity, improves circulation and keeps blood sugar levels in check.

A study revealed that those who had a close relationship with their mother lived longer than those who weren’t. More than 90 percent of those who were not in touch with their mothers developed a chronic illness. This trend was seen in less than 50 percent of those attached emotionally to their mums.

Do you know that longevity is an inherited trait across three generations? Which is why it matters to be wise when choosing your life partner. It can help the next generation of your family live a longer life. Marrying someone whose grandparents are still alive, increases the chances of your children inheriting their genes and hence this could be one of the best kept secrets of longevity.

Open your heart and home to an animal such as a dog, cat or even an owl! Pets can make you feel less lonely and depressed. Instead they offer unspeakable comfort, lots of laughter, and above all get you moving! Research has also detailed how owning a pet makes you less prone to cardiovascular diseases , especially heart attacks.

If you have been through the half full or half empty glass dilemma, you know it. People who look at the brighter side of life even on days which can be dull and dreary live 12 times longer than those who have a more pessimistic view of life. Happy thoughts make you less stressful and give you the power to face your challenges head on. Embrace optimism, it is the secret to living longer!

Do you keep staring at a computer sitting on your desk in your 9 to 5 job? Well make exercise a priority. It has been found that people who sit for four hours a day outside of work, have a 50 percent greater risk of dying than those who sit less than two hours a day.

Incorporating these tips and tricks into your life may not always protect you from chronic illnesses. So it is only wise to be prepared for the future. Buying a critical illness cover provides financial cover in times of need so that you don’t have to be dependent on anyone.

Most plans cover the cost of treatment, hospitalization, and even post treatment expenses, so that you can rest and recuperate. A critical illness cover , from Generali Central Life Insurance provides you with lumpsum amount that you can use for everything that you might need during the hard times. Your health is in your hands, so begin by making healthy choices, both in your lifestyle and finances.

Suggested Plans

Generali CentralFEATURED

Generali Central Long Term Income Plan

With this life insurance policy, get life cover & guaranteed growth with regular payouts to keep things steady.

Product UIN: 133N054V05

  • Get Guaranteed income for up to 50 years.
  • Optional riders to enhance protection
  • Maximize your returns with Tax Benefits
  • Life cover during the policy term

Generali Central

Generali Central Money Back Super Plan (POS Variant)

A plan that supports your dreams with timely payouts while keeping your family protected through every stage.

Product UIN: 133N090V03

  • Get money back at key life stages
  • Receive a lump sum at maturity
  • Stay protected throughout the policy term
  • Save on taxes while you plan your future

Generali Central

Generali Central New Assured Wealth Plan (NON-POS Variant)

A guaranteed plan that helps you build wealth with confidence while securing your future.

Product UIN: 133N085V03

  • Lump sum maturity payout for future goals
  • Life cover up to 10× your annual premium
  • Pay for 6, 8, 10 years, benefits up to 20 years
  • Tax Benefits under Section 80C & 10(10D)

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Got Questions? We’ve Got Answers!

Here are answers to some of the questions you might have.

Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.

The right plan depends on your needs.

Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.

A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.

We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.

Reach out to us in any way that you prefer, and our team of experts will soon get back to you!

Disclaimers

Understand your policy better with key details and insights into our Generali Central Life Insurance.

This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.

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