Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
We promise we won’t spam you. Just real conversations with real people, whenever you need help!
Your Lifetime Partner in Every Story.

Lifetime Income Up To Age 100

Dual Income Options

Growing Returns

Freedom to Pursue Passions
Have a life goal in mind? Let Generali Central Life Insurance help you plan it right.

Thoughtfully designed solutions that help you prepare for income needs and long-term security.
Have questions? Get help and reliable support from experts at Generali Central Life Insurance.

Build your dream retirement.
Retirement today is about dreaming bigger. Starting something new. Exploring more, learning more, and choosing how your days unfold with the freedom to live life on your own terms.
Such an audacious retirement begins with clarity. Because the choices you make today shape the freedom you enjoy tomorrow.
At Generali Central Life Insurance, we are committed as your Lifetime Partners.
Powering your new start: Right Here. Right Now.
We see retirement planning as the foundation for an active, fulfilling life. More than disciplined saving and thoughtful investing, our plans give you the confidence to live on your terms, even as circumstances change.
Our retirement solutions are designed to create a dependable income structure, so your independence and freedom to achieve your dreams remain supported at every stage.

Generali Central Life Insurance Company Limited (Formerly known as ‘Future Generali India Life Insurance Company Limited’), headquartered in Mumbai, is one of the leading insurance companies in India. It brings together the global leadership and legacy of Generali and the strength of Central Bank of India, one of the oldest nationalized banks in India.
Founded in 1831, Generali is the majority shareholder with a stake of 73.99%. It brings deep insurance expertise along with best practices from its global network, driving sustainable and profitable growth for its stakeholders. Central Bank of India, established in 1911, holds a 25.18% stake in the company. Its extensive distribution network of over 4,500 branches, along with a wide array of financial products and services, is designed to meet diverse customer needs. With a strong presence across India, Generali Central Life Insurance Company Limited provides comprehensive life insurance solutions for both individuals and groups. Reflecting a strengthened commitment to be your Lifetime Partner, the life insurance offerings span across various categories, including Term, Savings, Child, Retirement, Wealth Creation, and Group life insurance plans.
We’ve built a strong organisation so you can feel confident in every conversation, every product and every promise.

The Generali Group is one of the largest integrated insurance and asset management groups worldwide. Established in 1831, it is present in over 50 countries in the world, with a total premium income of €95.2 billion and €863 billion AUM in 2024.


Central Bank of India is a leading public sector bank with a nationwide presence, operating over 4,500 branches across all 28 States and 7 Union Territories. Established in 1911, it is one of India’s oldest banks, with a legacy spanning over a century.
We bring experience, stability, and a proven approach to supporting your family and financial goals.
Our and Partners Branches
Lives Protected
Since Inceptionof Assets Under Management
Individual Claim Settlement Ratio
FY 24-25
99.78%Group Claim Settlement Ratio
FY 24-25Data as on 31st March, 2025
Have questions? Get help and reliable support from experts at Generali Central Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place

Retirement Planning
Retirement Planning Checklist: A Step-by-Step Guide for a Secure Future
8 mins
10
Posted on: Feb 03, 2026

Savings & Investments
Common Retirement Planning Mistakes to Avoid
8 mins
43
Posted on: Feb 03, 2026

Retirement Planning
Retirement: The Beginning of Your Dream Life
4 mins
46
Posted on: Oct 20, 2025
^ Generali Central Life Insurance Company Limited (Formerly known as 'Future Generali India Life Insurance Company Limited')
Life insurance coverage is included in this product. This product is not available for online sale. Premium is excluding applicable taxes. The benefits mentioned are for the age 35 years, Policy Term 20 years, Premium Payment Term 20 years, Death Benefit Multiple 10 times, under Option 2 of Silver Category. Guarantee is subject to payment of all due premiums. The benefits are paid on survival depending upon the plan option and category chosen, subject to payment of all due premiums. The plan offers Accrued Guaranteed Additions at a simple rate as a percentage of the Sum Assured for each completed policy year, starting from the end of the 8th Policy year till the end of the policy term, subject to payment of all due premiums. For detailed information on this product including risk factors, terms and conditions, etc., please refer to the product brochure and consult your advisor or visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. You are advised to consult your tax consultant. Generali Central Money Back Super Plan is an Individual, Non-Linked, Non-Participating (without profits), Savings, Life Insurance Plan. Riders available with this plan. If you have any request, grievance, complaint, or feedback, you may reach out to us at care@generalicentral.com. For further details please access the link: https://generalicentrallife.com/customer-service/grievance-redressal-procedure. Generali Group's and Central Bank of India's liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. Office & Corporate Office address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083 | Email: care@generalicentral.com | Call us at 1800 102 2355 | Website: www.generalicentrallife.com |ARN: ADVT/Comp/2025-26/July/3227
* Generali Central Life Insurance Company Limited (Formerly known as 'Future Generali India Life Insurance Company Limited')
Life insurance coverage is included in this product. This product is not available for online sale. Premium is excluding applicable taxes. The benefits shown above are for a healthy male aged 30 years, death benefit multiple is 10, policy term 50 years, premium payment term 12 years, option 1 deferred income and annual premium of 1,00,000. Survival Benefit (First Income) shown above is for Annual Payout frequency. Guarantee is subject to payment of all due premiums. Waiver of premium is available only under option 2. For detailed information on this product including exclusions, risk factors, terms and conditions, etc., please refer to the product brochure and consult your advisor or visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. You are advised to consult your tax consultant. Generali Central Long Term Income Plan is an Individual, Non-Linked, Non-Participating (without profits), Savings, Life Insurance Plan. Riders available with this plan. If you have any request, grievance, complaint, or feedback, you may reach out to us at care@generalicentral.com. For further details please access the link: https://generalicentrallife.com/customer-service/grievance-redressal-procedure. Generali Group's and Central Bank of India's liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. Office & Corporate Office address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083 | Email: care@generalicentral.com | Call us at 1800 102 2355 | Website: www.generalicentrallife.com | ARN: ADVT/Comp/2025-26/July/3277
$ Generali Central Life Insurance Company Limited (Formerly known as 'Future Generali India Life Insurance Company Limited').
Life insurance coverage is available under this product. Premiums are excluding taxes. The benefits shown above are for a Healthy Male, Age 30 years, Policy Term: 70 years, Premium Payment Term: 10 years under Deferred Income. Total survival benefit includes cash bonus - 78.46 Lakhs and total maturity benefit - 11.22 Lakhs. The benefits are paid on survival subject to payment of all due premiums. Increasing guaranteed income is for limited time period and lifelong regular income is through cash bonus, if declared. The bonus and guaranteed income duration and amount depends upon the plan option chosen and is paid on survival, subject to payment of all due premiums. The amount of bonus payable will depend upon the Plan Option, Sum Assured and Policy Year. Bonus rates may vary from one year to another depending upon the performance of the company. For detailed information on this plan including risk factors, exclusions, terms and conditions etc, please refer to the product brochure and consult your advisor or visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. You are advised to consult your tax consultant. Generali Central Lifetime Partner Plan is an Individual, Non-Linked, Participating (with profits), Savings, Life Insurance Plan. If you have any request, grievance, complaint, or feedback, you may reach out to us at care@generalicentral.com. For further details please access the link: https://generalicentrallife.com/customer-service/grievance-redressal-procedure. Generali Group's and Central Bank of India's liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. Office & Corporate Office address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083 | Email: care@generalicentral.com | Call us at 1800 102 2355 | Website: www.generalicentrallife.com | UIN: 133N086V03| ARN: ADVT/Comp/2025-26/July/3238
^^ Available with the Generali Central Lifetime Partner Plan | UIN: 133N086V03(An Individual, Non-Linked, Participating (With Profits), Savings, Life Insurance Plan)
Life insurance coverage is available under this product. The benefits are paid on survival subject to payment of all due premiums. Bonus rates may vary from one year to another depending upon the performance of the company| Immediate Income as early as next month | Deferred income starts after PPT plus 3 yrs| Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. You are advised to consult your tax consultant. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure or consult your advisor or visit our website before concluding a sale. Generali Central Lifetime Partner Plan is an Individual, Non-Linked, Participating (With Profits), Savings, Life Insurance Plan. If you have any request, grievance, complaint, or feedback, you may reach out to us at care@generalicentral.com. For further details please access the link: https://generalicentrallife.com/customer-service/grievance-redressal-procedure. These are categories of the Product and not the actual product names. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the policy document or consult your advisor or visit our website before concluding a sale. Generali Group’s and Central Bank of India’s liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited (Formerly known as ‘Future Generali India Life Insurance Company Limited’) (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. Office & Corporate Office address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083 | Email: care@generalicentral.com | Call us at 1800 102 2355 | Website: www.generalicentrallife.com
*** These are categories of the Product and not the actual product names. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the policy document or consult your advisor or visit our website before concluding a sale. Generali Group’s and Central Bank of India’s liability is restricted to the extent of their shareholding in Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited (Formerly known as ‘Future Generali India Life Insurance Company Limited’) (IRDAI Regn. No.: 133) (CIN: U66010MH2006PLC165288). Regd. Office & Corporate Office address: Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W), Mumbai - 400083 | Email: care@generalicentral.com | Call us at 1800 102 2355 | Website: www.generalicentrallife.com
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums.
Public receiving such phone calls are requested to lodge a police complaint.