Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

Society often associates stress as mentally damaging as opposed to physically damaging. Now, according to multiple studies, feeling stress in limited amounts can be highly beneficial to bodily functioning as it pushes our brains and other organs into a positive trajectory towards development. However, chronic stress leads to severe bodily harm as it increases a person’s risk to strokes, heart attacks, ulcers, and dwarfism, aside from mental illnesses alone. Let’s dive into the specific harmful effects that stress has on your body in the short and long run.
First, we should understand the basic effect of stress on our bodies: it produces cortisol, a steroid hormone secreted from the adrenal gland in the excretory system. They function to increase our blood sugar, to suppress our immune system, and to metabolize fat, protein, and carbohydrates. High levels of stress can increase the pace of these functions and this is severely detrimental to our biological and psychological health in the long-run.
Second, we know that our immune system keeps our body biologically healthy when we suffer physical injury, illness, or wound. A key component of this system is the inflammation or inflammatory response that eliminates foreign pathogens like bacteria and viruses. Stress influences the regulation of inflammation, which makes it relevant to physical and mental illnesses. Based on studies, by influencing inflammation, stress likely increases risks of depression and other illnesses. It increases the up-regulating inflammatory activity and alters our social, cognitive, and affective processes that promote this mental disorder.
Disease promotion is another major impact of stress on your body, as seen in a study by Sheldon Cohen. After comparing two groups of healthy participants, one group of 276 adults were exposed to stressful events and the cold virus. The other group of 79 adults was only exposed to the virus. Cohen found from the first group that prolonged stressful events are associated with the inability of immune cells to effectively respond to hormonal signals that regulate inflammation. With that inability, they were more likely to develop colds when exposed to the virus. The immune system’s regulation abilities of inflammation can predict how stress would promote diseases. When exposed to stressful events, the immune system cannot respond to hormonal control and later produce levels of inflammation that promote disease.
This is an important study as it explains the role that inflammation plays in many other diseases such as cardiovascular illnesses, asthma, and autoimmune disorders.With regards to our brains, chronic stress leads to the atrophy of brain mass and reduction in its weight. These structural changes bring about major differences in our brain’s responses to stress, cognition, and memory. Various studies show that stress causes these changes to the hippocampus section of our brain. If the intensity of stress pushes beyond the dangerous threshold, which varies between individuals, it causes cognitive disorders in judgement and memory due to the changes to the hippocampus.
In stressful situations, as we know, our livers produce extra blood sugar for energy boost so chronic stress may end up with large glucose surges that your body is incapable of managing. This increases the risks of developing type 2 diabetes. Adding to this, your digestive will get upset from the increasing hormones, rapid breathing, and rapid breathing, which makes it highly likely for you to develop heartburn or acid reflux due to increased stomach acids. It, in turn, make someone suffering from chronic stress regularly to develop ulcers or result in existing ulcers to act up. The other major affects is how stress affects the way food moves through your body, increasing situations of diarrhea, constipation, nausea, and stomach aches.
Our muscular and skeletal systems also see major risks of damage from chronic stress. Our muscles tense up to protect from injuries in stressful situations. Once we relax, muscles release again, however, by being in constant stress, muscles don’t get the chance to relax and tight muscles cause severe headaches and body aches, particularly the back and shoulders. This could cause unhealthy cycles of resorting to pain medication for relief after ending your exercise regime temporarily or permanently. Stress causes our bones to its density levels due to rising cortisol levels from its acidifying effects, which increases risks to major fractures.
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Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place.
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
Reach out to us in any way that you prefer, and our team of experts will soon get back to you!
Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
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