Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

There is a never-ending debate between following cultural habits and accepting modern practices. Being an ancient society, Indians take pride in following age-old practices. Eating habits change in the country every few kilometres, but the broad structure has largely remained unchanged. People in the north consume a diet centred on wheat, while in the South, it is rice. Most of the eating habits were suitable for an agrarian life, which required a lot of energy. But with increased urbanisation and a sedentary lifestyle, some cultural eating habits are doing more harm than good.
The rise in cases of diabetes and heart diseases is partly due to unhealthy cultural practices. In 2017, 72 million cases of diabetes were reported in India and the number is expected to more than double to 134 million in the next six years, as per the data from the International Diabetes Federation. Diabetes is also becoming prevalent in children as many are showing signs of pre-diabetes. According to the latest Comprehensive National Nutrition Survey, almost one in every 10 children, aged between 5 and 9, was pre-diabetic, while 1% were already diabetic. Similarly, deaths due to cardiovascular diseases in the country jumped from 1.3 million in 1990 to 2.8 million in 2016, according to a study.
Indians have a habit of consuming sweetened drinks such as sherbets and lemonades, especially in the summer season. When people come from a hectic day at work, they prefer a chilled glass of lemonade. The cultural habit of drinking sweetened drinks transformed from traditional drinks like sherbet to aerated drinks. The sugar added to these traditional drinks gives an instant shot of energy, but daily consumption could lead to high blood sugar levels. In its extreme form diabetes can damage large and small blood vessels, which leads to heart attacks, strokes, and problems in the kidney, eyes and nerves.
In popular perception, Indians are considered to be a vegetarian community. Even though it is just a popular belief, Indian vegetarianism has nothing to do with vegetables. Indian vegetarian food mostly consists of wheat, rice and pulses. In a surprising revelation, a scientific study found similar rates of heart diseases and diabetes in vegetarians and people who consume meat. The incidence of diabetes is higher in vegetarians in India. The primary reason for higher diabetes and heart diseases is a large amount of fats and carbohydrates consumed through fried foods. Vegetarian dishes in western countries contain a lot of raw fruits, salads and vegetables, which makes them nutritious and healthy.
Traditional snacks like samosa and namkeen are eaten copiously in the country. These snacks contain a high level of processed and refined ingredients like refined flour, refined sugar and refined oil. Indians' love for snacking is unparalleled, but snacks do not contain nutrients such as vitamins, minerals and antioxidants. Unmonitored consumption of snacks has become a major reason for rising obesity in the country. Many of the ingredients used in preparing snacks contain trans-fat, which raises cholesterol levels and can lead to heart attacks. With the rising cases of critical diseases, protection has become as important as prevention.
Most Indian families have been tuned to have dinner late in the night. After returning from work, many people prefer to have tea with snacks. The time of the evening tea is between 6 pm and 8 pm which is the peak time for hunger. Eating unhealthy food during the peak hunger time disturbs nutrition. The late-night heavy dinner is directly followed by sleep which leads to accumulation of fat.
India is a land of festivals and sweets are an integral part of the festivities. With increasing disposable income, the consumption of sweets has risen rapidly. Earlier, people used to eat sweets on very special occasions, but with higher incomes, sweet consumption has gained frequency. Eating excessive sweets can lead to diabetes, besides several other health problems.
Blindly following cultural eating habits can be damaging to your health. With the increasing incidence of diabetes and health problems, it is important to strictly monitor the intake of sugar and other carbohydrate-rich foods. With a slight change in eating habits and adequate protection, you can live a physically and financially secure life and avoid the danger of critical illnesses. Additionally, availing critical illness rider along with life insurance policy will keep you financial secured in case if you are detected by any life-threatening critical illness.
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Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place.
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
Reach out to us in any way that you prefer, and our team of experts will soon get back to you!
Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
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