Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.
Future Generali India Life Insurance Company Limited is now Generali Central Life Insurance Company Limited. Generali Central Life Insurance Company Limited – A joint venture between Generali – one of the world’s leading insurers and Central Bank of India, India’s finest nationalised bank.

Lord Ganesha is known as the "God of Wisdom". His large elephant head symbolizes wisdom, understanding, and discriminating intelligence that is required to achieve perfection in life. Lord Ganesha is renowned for clearing obstacles in life, hence his other name, Vighnaharta - the conqueror of obstacles.
A legend says that Mushakraj, formerly known as Krauncha, a celestial musician, was cursed to become a mouse due to his bad deeds. As a giant mouse, he destroyed everything that came in his way. Lord Ganesha was once invited to an . Mushakraj stepped on the ashram and destroyed it. Lord Ganesha decided to teach the giant mouse a lesson. Lord Ganesha unleashed one of his weapons called ‘pasha’ that encircled Mushakraj's neck and brought him to Lord Ganesha’s feet. Mushakraj asked for forgiveness and Lord Ganesh accepted him as his vehicle.
In this story, Lord Ganesh uses his weapon to defeat the Vighna (problem). That's why he is called Vighnaharta! His actions resulted in victory because he used the right weapon, at the right time.
Similarly, you may face many financial difficulties in daily life, and at times, you have to become the Vighnaharta of your own family. But in order to win, you must have the right weapon - a good life insurance policy so that when the time comes you can use it to defeat financial uncertainties.
Here’s how life insurance the best weapon:
Just as you need various ingredients to make a complete dish, you need various types of life insurance policies for a complete financial portfolio to handle different financial problems that may arise at different stages in your life. Let’s run through the following example, which will help you understand how different insurance policies help at different life stages:
With the blessings of Lord Ganesh, our Vighnaharta, make sure you have the right weapon to ensure all your endeavors run smoothly, bringing you wealth, prosperity, and success. Therefore, without further ado, connect with your financial advisor and bring peace and prosperity to your family.
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Have questions? Get help and reliable support from experts at Generali Central India Life Insurance.
From insurance basics to wealth-building strategies — everything you need, in one place.
Here are answers to some of the questions you might have.
Life insurance is a financial safety net that supports your loved ones in your absence. If something happens to you, it provides them with funds to help cover everyday expenses, repay debts, and achieve future goals. It gives you peace of mind, knowing your family’s financial future is secure— no matter what.
The right plan depends on your needs.
Start by assessing your life stage, financial goals, and the needs of your family. Consider factors like your income, outstanding loans, future expenses and goals (like children’s education, foreign travel, study abroad), and desired coverage amount. We offer a wide range of plans that cover multiple goals and budgets. To get a better idea and make a confident choice consult with a financial advisor or call us on 1800 102 2355.
A good rule of thumb is to aim for coverage that's 10–15 times your annual income. Consider your family’s living expenses, outstanding loans, children’s education, and long-term goals. The right amount ensures your loved ones can maintain their lifestyle and meet future needs— even in your absence.
We would love to help you choose and buy the right policy for your needs. Call our toll-free number 1800 102 2355 or drop us an email at care@generalicentral.com.
Reach out to us in any way that you prefer, and our team of experts will soon get back to you!
Understand your policy better with key details and insights into our Generali Central Life Insurance.
This Product is not available for online sale. Life Coverage is included in this Product. For detailed information on this plan including risk factors, exclusions, terms and conditions etc., please refer to the product brochure and consult your advisor, or, visit our website before concluding a sale. Tax benefits are as per the Income Tax Act 1961 and are subject to any amendment made thereto from time to time. If you have any request, grievance, complaint or feedback, you may reach out to us at care@generalicentral.com For further details please access the link: www.generalicentrallife.com/customer-service/grievance-redressal-procedure.
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